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Life is always a challenge for single mothers to make ends meet. Housing is the main part for innumerable families in which single mothers are merely a source of income. Single mothers can improve their homes and property with home repair grants. A home always guarantees single mothers a safe and secure growing environment for their children.
Grants are typically a broad term. It refers to the various ways the government restructures the most crucial resources for eligible recipients. There are extensive grants for single mothers like TANF cash assistance, Supplemental Nutrition Assistance Program (SNAP) formerly food stamps, CCAP, WIC, etc. All of them played a central role in supporting single-mother families in periods of struggling financial hardship.
Interestingly TANF cash assistance benefits may vary greatly from state to state. Basically, for a family having only three members, the maximum amount of TANF assistance paid in 2020 varied from $170 per month in Mississippi to $1,086 per month in New Hampshire — the most plentiful of any state.
There are several governmental, non-governmental, and other private-sector home repair grant opportunities for single mothers. Single moms should use this prospect to guarantee a secure, safe, and caring setting for the growth of their children.
1. USA Federal Government
The USA Federal Government is offering manifold grants concerning home improvement, home repair, and home maintenance. The USA Federal Government provides aid for homeowners, first-time homebuyers as well as single mothers. It includes different categories such as weatherization assistance, home energy bill, home equity loans, as well as home improvement, renovation, or repair grants.
For more information, visit https://usagrantapplication.org/.
Single mom home repair grants can be used for several improvements like:
- · New roof
- · Securing stairs
- · Pipes or other sanitary work
- · Improve or modernize a home
- · Treating health or safety hazards
- · Damage repair from a major storm or natural disaster, etc.
The eligible applicants can easily apply online for a home repair grant.
(https://usagrantapplication.org/application/).
2. LIHEAP
Low Income Home Energy Assistance Program (LIHEAP) aids only one-time financial support to meet the requirements of low-income home grants who are unable to afford to pay their utility bills. LIHEAP pays merely a portion of the monthly bill, and the family compensates for the rest.
It is recommended that in this program grants are directly paid to the utility company. No grant shall be made payable to the recipient by hand.
LIHEAP makes a fair eligibility criterion for the grant, according to it, the domestic income must not go beyond 150% of the poverty level or greater than 60% of the average revenue in the state and no less than 110% revenue of the poverty level.
Furthermore, you may also get energy-related home repairs, weatherization, and energy crisis assistance in addition to bill-paying support, only when funding is available.
LIHEAP Program
The LIHEAP program is provided in every state, 5 USA territories, 140 Indian Tribes, the District of Columbia, and approximately 150 tribes and tribal organizations take delivery of LIHEAP grants per year.
Primary FY 2019 data point out that
· An assessed 5.3 million households acknowledged support with heating costs over and done with LIHEAP.
· 48 States and the District of Columbia delivered an estimated $398 million in support for low-cost residential weatherization or other energy-related home repair grants for single mothers, disabled, or older.
For more information, visit (https://www.acf.hhs.gov/ocs/fact-sheet/liheap-fact-sheet)
Contact Details
· Online via website https://www.acf.hhs.gov/
· By telephone at 1–866–674–6327
· By email at energy@ncat.org
3. The Department of Housing and Urban Development (HUD)
Different states, federal, and local housing agencies provide several other home repair grants for single mothers. It is investigated that the Department of Housing and Urban Development (HUD) is one of the biggest and most renowned housing agencies. It has multiple agendas for single mothers and low-income families. These grants can be available from several nonprofit organizations, local and state authorities, private and public organizations, besides other community action housing agencies (HAs).
HUD delivers a prime directory of single mother grants that usually provides assistance with a number of factors like:
- · Loan
- · Rent
- · Housing
- · Utility Bills
- · Child Care
- · Education
- · Medication
- · Medical Bills
The criteria are only available for single mothers who do not meet precise income requirement details.
The eligible applicants can easily apply by phone numbers and website links for the free grants that are published on the website singlemothersgrants.org.
You can also contact the nearest HA agency to apply independently or with the help of a representative. Simply fill out a written application form. The HA representative immediately verifies your provided information and possibly will schedule an interview with you.
4. USDA Home Repair Grants Programs (USDA)
United States Department of Agriculture (USDA) offers single mothers housing repair loans and grants. They assist with emergency renovation work along with the construction of houses for a safe dwelling.
The American Rescue Plan (ARP) Act of 2021, maintained additional funds with Section 502 direct and Section 504 loans, to remain accessible until September 30, 2023. USDA Rural Development doing that work to support the local economy.
Check the eligibility criteria to apply (http://eligibility.sc.egov.usda.gov/).
USDA governing programs:
The Housing Act of 1949 as amended, 7 CFR Part 3550 and HB-1–3550 govern the USDA program.
Any deadline to apply?
Applications are widely accepted through your local RD office year-round.
Approval times may vary on funding availability in your area.
For more information, visit https://www.rd.usda.gov/about-rd/state-offices
5. State Home Repair Grants Programs
No doubt single mothers carry multiple responsibilities, from home to child-rearing which is often difficult. Dreams of owning a house or upholding a decent and safe lifestyle with minimum or no bank balance along with low income become a great challenge but can be possible by easy loans or grants. The state and federal governments offer home repair grants for single moms having low-income resources. Single mothers avail of grants programs for improvement, renovation, and installation of homes.
Single mothers can contact the state or local federal government offices for financial assistance or visit the official website www.cga.ct.gov.
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